Minnesota Life Insurance. Simplified.
A Minnesota based, independent insurance agency with the goal of making life insurance simple and easy.
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Policy Options
Small Whole Life
Also known as final expense policies, these are primary designed to cover the bills families face when their loved ones pass. These policies usually pay out between $5,000 to $50,000 to the family of the deceased.
Large Whole Life
Also known as permanent life insurance, these are primarily designed to replace income, cover estate taxes, or leave a legacy for beneficiaries. These policies usually pay out between $100,000 to $1,000,000 to the family of the deceased.
Why Choose Braves Financial?
As an in independent insurance agent, I'm able to window shop numerous life insurance policies before deciding on a policy that best fits your needs. My goal is simple. Make insurance simple and easy for your family.
Direct contact with me 24/7.
Free consultations and quotes - no strings attached.
Budget-focused decision making.
Minnesota based.
Fully insured.
Blog
Optimal Final Expense Life Insurance Coverage
Discover how much final expense insurance you need to cover funeral costs and protect loved ones. ...more
Life Insurance
August 30, 2026•2 min read
Frequently Asked Questions
How much does it cost to work with Braves Financial?
Nothing. Zero. Free. I'm paid by the insurance companies when I match you to your policy. There are no fees for working with Braves Financial. The only costs come from your policy premiums (payments).
What does the process look like?
It's quite simple. After submitting the form at the top of this page, I will send you a message introducing myself. After this, I will call you to determine your needs and budget. During this call, we can find your policy and send in an application. If you are unable to call, or are more comfortable messaging back and forth, we can do that instead. If the insurance company approves your application, we may have another call to walk through more details of the policy.
Who is Joseph Krause?
I'm the founder of Braves Financial. After graduating from the University of Minnesota's Carlson School of Management with a degree in Finance & Risk Management Insurance and starting my career in corporate finance, I decided that insurance was my passion. With this, I founded Braves Financial - a life insurance agency focused on ease and simplicity.
Why work with an independent insurance agent?
As an independent insurance agent, I'm able to shop policies from numerous insurance companies. With this, I'm able to find you the best bang for your buck policy.